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Published on November 17, 2023

How to Drive Down Travel Insurance Costs in These Expensive Times

Let’s be honest, booking a holiday is expensive enough, add to this the climbing costs of travel insurance, and it’s a recipe for stress. Although travel insurance is important, it shouldn’t be something that breaks the bank, so let’s look into ways to get truly affordable trip insurance.

1. Explore Your Options with Sing Saver

The best prices are often found through lengthy comparisons. But not everyone has the time to look into their travel insurance in so much depth, instead, Singaporeans have an option on hand with the help of Sing Saver, a local comparison website to help you get the best price on travel insurance every time. 

If you’re interested in great daily deals, you can reach us on Facebook or look online.

2. Check for Membership Perks

Many insurance companies offer insurance perks to existing clients. For example, if you already have medical insurance with a given company, you may be able to get discounted travel insurance. You may also get complimentary travel insurance with credit cards, and frequent flyer points may be on hand if you book through certain airline affiliate programs. 

3. Combine Policies with Others

If you’re travelling with family or friends, you may be able to bundle everyone’s insurance together in order to get a cheaper deal. Certain policies don’t have additional costs for children if families travel together and others offer bundles if there are more than four travelers. 

4. Consider How Much You Travel

If you’re a frequent traveler, you may want to take out an annual travel insurance plan instead of a single one. This will often be for a twelve-month period and cover all your needs during this time. Yearly travel’ insurance is one great way to bring down costs over time. 

5. Consider Increasing Your Excess

The amount of money you pay your insurer after making a claim is called excess. If you don’t make a claim, you don’t need to pay the excess. If you want your overall insurance to be lower, you can increase the excess, but if you end up claiming you are paying out of pocket.


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